Php if condition inside foreach

I have following arrays.

Array
(
    [0] => Array
        (
            [0] => Cash
            [1] => 91.16
        )
    [1] => Array
        (
            [0] =>Credit
            [1] => 61.48
        )
)

I want to do something like this .

foreach ($value as $values) {
// Where $values is the above array . I want to traverse array dynamically and put if condition .
if($values[0][0] != "Cash")
echo "Cash";
}

The above code does not working . Please help me on this . How can I place if condition dynamically inside foreach loop.