how to make a true boolean into a variable [duplicate]

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(amateur highs chool Java coder here). Iv'e been working on this project, and Iv'e reached a problem I can't figure out. Here's what I need help with: (I'm trying to write a program that will determine if the driver is speeding, and if so which one of 3 tickets is suitable, and, how much money to deduct from the account) 1. How do I use the reduc variable in the if statement? I get an error when i Include it in the last if statement like this....

//variables
    int sbanka = 400;
    int speed = 60;
    int speedlimit = 60;
    int ticket1 = 100;

    //logic
    //Ticket 1
    if(speed > speedlimit + 10) {
        System.out.println("You will recieve the level 1 ticket");
        boolean reduc = true;
    }
        else {
            System.out.println("Your speed was fine.");
        }
            //bank account calculation for ticket 1
            if(reduc == true && sbanka >-100) {
                sbanka -= 100;
                System.out.println("we will deduct 100 dollars from your checking account");