Ruby if condition - simplify

newbie here.

I'm trying to simplify this and I'm wondering If a ternary statement should be the way to go. Also, I guess I should not repeat "PaymentAccount.new". As I try to convert it into a ternary statement I keep getting errors.

    def initialize(document_data)
  document_data.payment_accounts =
    if document_data.compensation_currency == 'EUR'
      [
        PaymentAccount.new(
          currency: 'EUR',
          bank_name: 'bank name',
          iban: 'EU000000000000001',
          swift: 'EURBANK'
        )
      ]
    else
      [
        PaymentAccount.new(
        bank_name: 'bank name 2',
        iban: 'NT00000000000000',
        swift: 'NTBANK'
        )
      ]
    end

  super(document_data)
end